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Should I use HELOC to Lower Debt Payments?

Input Information
Loan Information
Interest Rate : (%)
Length : (Yrs)
Closing Cost : ($)
Your Tax Rate : (%)
  Amount ($) Payment ($) Interest (%)
Auto Loan :
Boat/RV :
Credit Card 1 :
Credit Card 2 :
Other Accounts :
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Financial Analysis
  Debt HELOC
Amount : $9,000.00
Monthly Payment : $910.00 $46.95
Average Interest Rate : 12.93% 4.75%
Payoff Timeline : 0 Yrs 11 Mts 30 Yrs 0 Mts
Total Monthly Payments : $9,567.93 $16,901.37
Total Deductible Interest : $0.00 $7,901.37
Avg Annual Tax Savings : $0.00 $68.48
     
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